http://www.youtube.com/watch?v=StEsxKr9is8
New Yorkers: I urge you to check your traffic tickets and even bills you get in the mail like the ones I have been getting from Beth Israel for an emergency room visit where I paid my co-pay in full and my health insurance paid the rest but Beth Israel keeps sending me bills so my point is be alert because you may be being scammed or it may be incompetence or I don't know what but you also may not owe any money at all.